answer the following four questions

1. What are the differences between stocks and bonds? To enrich the discussion, you are recommended to us online library to conduct a search on stocks, bonds, capital markets (these are the keywords for your search)

2. Why is it important to own both stocks (equity) and bonds (fixed income)?

1. Why is retirement planning important to you? To enrich the discussion, you are recommended to use online library to conduct a search on retirement planning, retirement planning strategies, retirement planning Importance (these are the keywords for your search).

2. Why is estate planning important to you and your family? [Note: learning materials related to estate planning.

400-500 words.