heath insurance

  • What is the purpose of including deductible and coinsurance provisions in group medical insurance policies?
  • What are some of the health care cost containment methods that an insurer might utilize?
  • Describe health savings accounts (HSAs).
  • What kinds of expenses is cancer and critical illness policies intended to cover?
  • What types of services are covered by dental insurance contracts?
  • Why do most group disability insurance plans limit income replacement to no more than 70 percent of salary, even if employees are willing to pay more to get 100 percent coverage?
  • What are Medicare Supplement (Medigap) policies? Why are they needed?

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